• JE SLIMSTE AANDEEL IN SUCCES

    Talent is schaars, daarom wil je dit in huis houden om je groei vol te kunnen houden. Met Stem Security Tokens geef je een aandeel in je bedrijf. Simpel, snel en veilig via de Blockchain.

  • Doing the right thing

    Retaining talent by opening up to 8.7 million new shareholders by 2025

    Everybody shareholder

     

    We will help you retain your talent, foster your growth and make you able to share, if you help us make everybody shareholder.

     

    We are actually on a mission to fight inequality, poverty and capital lockdowns. We believe that by investing in local businesses, and sharing ownership we can make a true change in this world.

     

    By 2025 Stem will have made 8.7 million people proud shareholders of the company they work for.

    (this is 100% of the employee group in the Netherlands)

     

  • Simply the first one to make this possible

    Because we make it easy, affordable and regulatory compliant

    QUICK SIMPLE STOCK

    As a company you have a joint stock. We split that up in tokens. You determine how many tokens the employee receives. A legally valid proof of ownership. A great stock advantage, no admin disadvantage.

    A CUTE PRICETAG

    Normally you run empty on company shares. With STEM you can start with only EUR 75 per month for your subscription. Employees stay. It's all OK.

    SECURE VIA THE BLOCKCHAIN

    Instead of in one safe, the shares are stored in approximately 70.000 safes. Nodes on the blockchain that are connected. Say super safes. Fraud? Forget it.

    THE PLATFORM DOES ALL THE WORK

    Success requires time. So we make it easy for you. Everything necessary for creating company shares: create your own account and follow the steps. The platform does the rest.

    LEGALLY SECURED

    STEM cooperates with the law firm Bruggink en Van der Velden. Each share can receive exactly the same legal provisions as a traditional one. Only now in a modern way.

    GOODBYE EXPENSIVE NOTARY

    Doing it with advisers and via the notary requires about € 7.500 for company shares. With us you are good to go for a fraction of the price. Goodbye restrain. Hello Blockchain.

  • How It Works

    It really is as simple

    1

    With just a click you have your personal account on the Stem platform

    2

    Register company

    Enter your company details to start a new enterprise on Stem.

    3

    Set up portfolio

    Now go to the portfolio page and create a new one for your company.

    4

    Invite participants

    Go to the dashboard of the company and click the invitation button.

    5

    Start sharing tokens

    Now on the portfolio page start sharing the tokens you just created.

  • Jos van Alphen

    Co-founder Briqchain

    For a startup like ours Stem is the ideal tool to attract growth capital in the current market. Fractional ownership is all of a sudden accessible for everybody. We see this as a mature followup on Crowdfunding. Strong for it's simplicity and ease of use, directly in contact with your investors, through a clear portal which is fully compliant. Not to forget... super super scalable, not only as a product for Stem but even more so for it's users.

  • Why we do this

    Everybody shareholder for the world of tomorrow

    An Economy of world citizens

    The world is tilting

    The new economy is a world in which self-management and self-regulation are highly respected. An economy in which capital distribution is approached differently and an economy of world citizens. Sharing ownership of the business is luckily becoming increasingly common and demanded from our generation.


    In order to create involvement of employees and investors as well as to empower people, new forms of organization are needed, new forms of cooperation, new forms of (joint) control and new forms of capital allocation.

    A new way of capital

    Multiply by dividing the right way

    The French professor Thomas Pikkety has shown the widening gap of capital. He testifies that this is caused due to when the return on capital is higher than the economic growth. One of the few ways to beat this fact and to climb up the wealth ladder is to acquire assets/capital that are able to increase in value by interest and/or dividend.

     

    Stem offers a new and easy way for everybody to acquire exactly this, passive income. It is focused on spreading the economic gains and giving back a fair chance to every individual, regardless of initial capital possessions.

     

    Help us share the wealth, fighting inequality, while retaining your talent. Make everybody shareholder.

  • Contact us in Amsterdam!

    Don't be afraid to reach out. You + us = awesome

    Johan Huizingalaan 763a
    1066 VH Amsterdam
    Just sent a message and we'll be there ;)
    By continuing, you agree to our and
×
V1.0 - 28 May 2018
Terms of Service
1. DEFINITIONS
The “Agreement” refers, collectively, to all the terms, conditions, notices contained or referenced in this document (the “Terms of Service” or the "Terms") and all other operating rules, policies (including the Stem App B.V. Privacy Statement) and procedures that we may publish from time to time on the Website.

The “Service” refers to the applications, software, products, and services provided by Stem.
The “Website” refers to Stem App B.V.’s website located at stemapp.io, and all content, services, and products provided by Stem App B.V. at or through the Website. It also refers to Stem App B.V.-owned subdomains of stemapp.io, such as pro.stemapp.io.

“The User,” “You,” and “Your” refer to the individual person, company, or organization that has visited or is using the Website or Service; that accesses or uses any part of the account; or that directs the use of the account in the performance of its functions. A User must be at least 18 years of age.

“Stem”, "Stemapp", “We”, and “Us” refer to Stem App B.V., as well as our affiliates, directors, subsidiaries, contractors, licensors, officers, agents, and employees.

“Content” refers to content featured or displayed through the Website, including without limitation text, data, articles, images, photographs, graphics and other materials that are available on the Website or otherwise available through the Service. "Content" also includes Services. “User-Generated Content” is Content, written or otherwise, created or uploaded by our Users. "Your Content" is Content that you create or own.

2. ACCOUNT TERMS
A. Required Information
You must provide a valid email address and your real name in order to complete the signup process. Any other information requested, such as your address, is optional, unless you are accepting these terms on behalf of a legal entity (in which case we need more information about the legal entity), if you generate contracts through our service or if you opt for a paid account, in which case additional information will be necessary for billing purposes.
B. Account Requirements
We have a few simple rules for accounts on Stem.
You must be a human to create an account. Accounts registered by "bots" or other automated methods are not permitted. One person or legal entity may maintain no more than one free account.
You must be age 18 or older. Stem does not target our Service to people under 18, and we do not permit any Users under 18 on our Service. If we learn of any User under the age of 18, we will terminate that User’s account immediately. If you are a resident of a country outside the Netherlands, your country’s minimum age may be different; in such a case, you are responsible for complying with your country’s laws.
Your login may only be used by one person — i.e., a single login may not be shared by multiple people. A paid organization account may create separate logins for as many users as its subscription allows. 
Overall, the number of Users must not exceed the number of accounts you've ordered from us.
C. User Account Security
You are responsible for keeping your account secure while you use our Service. The content of your account and its security are up to you.
You are responsible for all content posted and activity that occurs under your account.
You are responsible for maintaining the security of your account and password. Stem cannot and will not be liable for any loss or damage from your failure to comply with this security obligation. 
You will promptly notify Stem if you become aware of any unauthorized use of, or access to, our Service through your account, including any unauthorized use of your password or account.
D. Additional Terms
In some situations, third parties' terms may apply to your use of Stem. For example, you may be a member of an organization on Stem with its own terms or license agreements. Please be aware that while these Terms are our full agreement with you, other parties' terms govern their relationships with you.

3. ACCEPTABLE USE
A. Compliance with Laws and Regulations
Your use of the Website and Service must not violate any applicable laws, including copyright or trademark laws, financial laws, or other laws in your jurisdiction. You are responsible for making sure that your use of the Service is in compliance with laws and any applicable regulations.
B. Content Restrictions
You agree that you will not under any circumstances upload, post, host, or transmit any content that:
– is unlawful or promotes unlawful activities;
– is or contains sexually obscene content;
– is libelous, defamatory, or fraudulent;
– is discriminatory or abusive toward any individual or group;
– contains or installs any active malware or exploits, or uses our platform for exploit delivery (such as part of a command and control system); or
– infringes on any proprietary right of any party, including patent, trademark, trade secret, copyright, right of publicity, or other rights.
C. Conduct Restrictions
While using Stem, you agree that you will not under any circumstances:
– harass, abuse, threaten, or incite violence towards any individual or group, including Stem employees, officers, and agents, or other Stem Users;
– use our servers for any form of excessive automated bulk activity (for example, spamming), or relay any other form of unsolicited advertising or solicitation through our servers, such as get-rich-quick schemes;
– attempt to disrupt or tamper with Stem’s servers in ways that could harm our Website or Service, to place undue burden on Stem’s servers through automated means, or to access Stem’s Service in ways that exceed your authorization ;
– impersonate any person or entity, including any of our employees or representatives, including through false association with Stem, or by fraudulently misrepresenting your identity or site's purpose; or
– violate the privacy of any third party, such as by posting another person's personal information without consent.
D. Services Usage Limits
You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service without Stem’s express written permission.
E. Scraping
Scraping refers to extracting data from our Website via an automated process, such as a bot or webcrawler. You may scrape the website for the following reasons:
Researchers may scrape public, non-personal information from Stem for research purposes, only if any publications resulting from that research are open access. Archivists may scrape Stem for public data for archival purposes.
You may not scrape Stem for spamming purposes, including for the purposes of selling Stemapp users' personal information, such as to recruiters, headhunters, and job boards.
F. Excessive bandwidth use
If we determine your bandwidth usage to be significantly excessive in relation to other Stem customers, we reserve the right to suspend your account or throttle your file hosting until you can reduce your bandwidth consumption.
G. User Protection
You agree not to engage in activity that significantly harms our Users. We will resolve disputes in favor of protecting our Users as a whole.

4. PAYMENT
A. Pricing
Our pricing and payment terms are available in your Company’s Subscription settings. If you agree to a subscription price, that will remain your price for the duration of the payment term; however, prices are subject to change at the end of a payment term.
B. Upgrades, Downgrades, and Changes
We will immediately bill you when you upgrade from the free plan to any paying plan. If you upgrade to a higher level of service, we will bill you for the upgraded plan immediately. You may change your level of service at any time by choosing a plan option or going into your Subscription settings. If you choose to downgrade your account, you may lose access to Content, features, or capacity of your account. Please see our section on Cancellation for information on getting a copy of that Content.
C. Billing Schedule; No Refunds
The Service is billed in advance on a monthly or yearly basis respectively and is
non-refundable. There will be no refunds or credits for partial months of service, downgrade refunds, or refunds for months unused with an open account; however, the service will remain active for the length of the paid billing period.
In order to treat everyone equally, no exceptions will be made.
D. Authorization
By agreeing to these Terms, you are giving us permission to charge your on-file credit card, for fees that you authorize for Stem.
E. Responsibility for Payment
You are responsible for all fees, including taxes, associated with your use of the Service. By using the Service, you agree to pay Stem any charge incurred in connection with your use of the Service. If you dispute the matter, contact Stem Support. You are responsible for providing us with a valid means of payment for paid accounts. Free accounts are not required to provide payment information.
5. CANCELLATION AND TERMINATION
A. Account Cancellation
It is your responsibility to properly cancel your account with Stem. You can cancel your account at any time by e-mailing us on info@stemapp.io from your subscribed e-mail account.
B. Upon Cancellation
We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements, but barring legal requirements, we will delete your full profile and the Content of your repositories within two weeks of cancellation or termination (though some information may remain in encrypted backups). This information
can not be recovered once your account is cancelled.
We will not delete Content that you have contributed to other Users.
Upon request, we will provide an account owner with a copy of your lawful, non-infringing account contents after account cancellation, termination, or downgrade. You can make this request at any time, but ultimately within two weeks of cancellation or termination.
C. Stem May Terminate
Stem has the right to suspend or terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. Stem reserves the right to refuse service to anyone for any reason at any time.
D. Survival
All provisions of this Agreement which by their nature should survive termination will survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

6. DISCLAIMER OF WARRANTIES
Stem provides the Website and the Service “as is” and “as available,” without warranty of any kind. Without limiting this, we expressly disclaim all warranties, whether express, implied or statutory, regarding the Website and the Service including without limitation any warranty of merchantability, fitness for a particular purpose, title, security, accuracy and non-infringement.
Stem does not warrant that the Service will meet your requirements; that the Service will be uninterrupted, timely, secure, or error-free; that the information provided through the Service is accurate, reliable or correct; that any defects or errors will be corrected; that the Service will be available at any particular time or location; or that the Service is free of viruses or other harmful components. You assume full responsibility and risk of loss resulting from your downloading and/or use of files, information, content or other material obtained from the Service.

7. LIMITATION OF LIABILITY
You understand and agree that we will not be liable to you or any third party for any loss of profits, use, goodwill, or data, or for any incidental, indirect, special, consequential or exemplary damages, however arising, that result from
– the use, disclosure, or display of your User-Generated Content;
– your use or inability to use the Service;
– any modification, price change, suspension or discontinuance of the Service;
– the Service generally or the software or systems that make the Service available;
– unauthorized access to or alterations of your transmissions or data;
– statements or conduct of any third party on the Service;
– any other user interactions that you input or receive through your use of the Service; or
– any other matter relating to the Service.
Our liability is limited whether or not we have been informed of the possibility of such damages, and even if a remedy set forth in this Agreement is found to have failed of its essential purpose. We will have no liability for any failure or delay due to matters beyond our reasonable control.

8. CHANGES TO THESE TERMS
We reserve the right, at our sole discretion, to amend these Terms of Service at any time and will update these Terms of Service in the event of any such amendments. We will notify our Users of material changes to this Agreement, such as price changes, at least 30 days prior to the change taking effect. For non-material modifications, your continued use of the Website constitutes agreement to our revisions of these Terms of Service.
We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part of it) with or without notice.

9. CONTACT
Address
Stem App B.V.
Johan Huizingalaan 763A
1066VH Amsterdam
Phone​: +31 6 42458630
E-mail:​ info@stemapp.io
KvK-number (chamber of commerce): ​69818371
VAT: ​858024780B01
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Privacy Policy
Stem by Stem App B.V.
on https://stemapp.io/
v1.0.0 — January 01, 2018

stemapp.io is a web application developed by Stem App B.V. In this Privacy Policy, we try to explain as clearly as possible how we handle personal data.

Cookies
The platform itself uses three cookies. The following table shows which cookies we use and why.

Name   -   Reason
user   -   Keeping track of a user's session
version   -   Application version tracking
NG_TRANSLATE_LANG_KEY   -   Remember language setting

We also use Google Analytics for analytical purposes and Crisp for support purposes.


External API’s
The platform uses no external APIs at the moment. The following table will show APIs we use in the future.
Name   -   Reason
Stripe   -   Subscription Payments

Personal data
In addition to using external APIs we also save personal data locally to ensure the platform function properly. The following table shows which personal data we store.

First and last name from your profile
Email address
Company names
Company owners
Company members
Authentication tokens
Language setting


Your rights
You have the right to request correction of your personal data. Your organization or team administrator has the ability to correct your personal data. You also have the right to ask Stem App B.V. to access, rectify or delete your personal data.